What are the requirements to participate in the Hajj by Proxy offered by HLTM Takaful ?

• Participate in any of HLTM Takaful's schemes
• Fill in the Hajj by Proxy Application Form
• Nominate a Nominee
• (must be 18 years old and above).

What are the prerequisites in performing Hajj?

The person performing Hajj should observe the following:

1. Muslim
   The person must be a Muslim
    
2. Freedom
   The person is not owned or a slave to anyone.
    
3. Eligibility
   Attain the age of puberty.
    
4. Physical and financial ability
   This ability is subject to the following conditions:
    
   1. Have sufficient food and other provisions for the journey to and from Hajj;
   2. A means of transportation should be available;
   3. Provisions and the cost of transport should not affect in repaying one's debts nor providing for one's family;
   4. Have enough strength to endure the journey; and
   5. The journey should be safe and secure.

For a female, pilgrimage should be with a secured and trustworthy companion.